CreditAccess Grameen Ltd. (CREDITACC)

Current Price: ₹0.00

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Stock Performance

Quarterly Financials

Consolidated Standalone
Particulars Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
Revenue from Operations 1,170.03 1,246.94 1,292.20 1,457.49 1,512.03 1,453.29 1,380.38 1,406.63 1,462.89 1,508.35 1,490.41 1,597.27
YOY Revenue Growth % 42.36% 53.52% 42.33% 36.8% 29.23% 16.55% 6.82% -3.49% -3.25% 3.79% 7.97% 13.55%
Other Income 0.69 0.65 3.03 1.61 0.55 0.63 1.55 1.08 0.74 0.67 0.90 1.31
Total Income 1,170.72 1,247.59 1,295.23 1,459.10 1,512.58 1,453.92 1,381.93 1,407.71 1,463.63 1,509.02 1,491.31 1,598.58
Total Expenses + 228.33 247.07 238.55 280.26 278.39 279.86 267.97 1,356.63 1,382.51 1,339.86 1,153.39 1,153.58
Cost of Materials Consumed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Employee Benefit Expense 156.32 161.76 156.71 194.64 187.79 188.83 178.37 175.36 221.21 219.32 226.85 211.71
Other Expenses 72.01 85.31 81.84 85.62 90.60 91.03 89.60 105.28 91.10 99.01 107.69 111.69
Operating Profit 941.70 999.87 1,053.65 1,177.23 1,233.64 1,173.43 1,112.41 50.00 80.38 168.49 337.02 443.69
OPM % 80.5% 80.2% 81.5% 80.8% 81.6% 80.7% 80.6% 3.6% 5.5% 11.2% 22.6% 27.8%
Profit Before Tax + 467.37 466.77 475.57 529.46 534.74 251.99 -128.93 51.08 81.12 169.16 337.92 445.00
Tax Expense 118.91 119.73 122.23 132.38 137.08 65.93 -29.41 3.87 20.93 43.35 85.83 105.45
Tax % 25.4% 25.7% 25.7% 25% 25.6% 26.2% - 7.6% 25.8% 25.6% 25.4% 23.7%
Profit After Tax 348.46 347.04 353.34 397.08 397.66 186.06 -99.52 47.21 60.19 125.81 252.09 339.55
EPS (Basic) 21.93 21.82 22.20 24.93 24.95 11.67 -6.24 2.96 3.77 7.87 15.76 21.20

Yearly Financial Results

Consolidated Standalone
Particulars Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020
Revenue from Operations 5,752.33 5,166.67 3,545.12 2,742.82 2,460.74 1,694.74
YOY Revenue Growth % 11.34% 45.74% 29.25% 11.46% 45.2% -
Other Income 3.81 5.98 5.67 7.31 5.33 10.74
Total Income 5,756.14 5,172.65 3,550.79 2,750.13 2,466.07 1,705.48
Total Expenses + 5,047.27 994.21 779.83 638.27 538.51 406.26
Employee Benefit Expense 730.36 669.43 515.24 437.66 379.99 262.05
Other Expenses 376.52 324.78 264.59 200.61 158.52 144.21
Operating Profit 705.06 4,172.46 2,765.29 2,104.55 1,922.23 1,288.48
OPM % 12.3% 80.8% 78% 76.7% 78.1% 76%
Profit Before Exceptional 708.87 1,939.18 1,105.42 480.79 180.40 461.60
Exceptional Items 0.00 0.00 0.00 0.00 0.00 0.00
Profit Before Tax + 708.87 1,939.18 1,105.42 480.79 180.40 461.60
Tax Expense 177.47 493.25 279.36 123.69 49.00 461.60
Tax % 25% 25.4% 25.3% 25.7% 27.2% 100%
Profit After Tax 531.40 1,445.93 826.06 357.10 131.40 0.00
EPS (Basic) 33.32 90.88 52.04 23.31 8.96 23.20

Balance Sheet

Particulars Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020
ASSETS
Non-Current Assets + 0.00 0.00 0.00 0.00 0.00 0.00
Property, Plant & Equipment 43.58 32.08 32.08 0.00 0.00 0.00
Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00
Non-Current Investments 0.00 0.00 0.00 0.00 0.00 0.00
Goodwill 375.68 375.68 375.68 0.00 0.00 0.00
Other Intangible Assets 184.32 201.32 191.27 0.00 0.00 0.00
Current Assets + 0.00 0.00 0.00 0.00 0.00 0.00
Inventories 0.00 0.00 0.00 0.00 0.00 0.00
Trade Receivables 0.00 0.00 0.00 0.00 0.00 0.00
Cash and Cash Equivalents 1,271.49 1,107.29 1,341.41 0.00 0.00 0.00
Current Investments 0.00 0.00 0.00 0.00 0.00 0.00
LIABILITIES & EQUITY
Total Equity 0.00 0.00 0.00 0.00 0.00 0.00
Equity Share Capital 159.72 159.38 158.91 0.00 0.00 0.00
Other Equity 6,796.25 6,410.60 4,948.06 0.00 0.00 0.00
Non-Current Liabilities 0.00 0.00 0.00 0.00 0.00 0.00
Current Liabilities 0.00 0.00 0.00 0.00 0.00 0.00
Total Liabilities 20,846.48 0.00 0.00 0.00 0.00 0.00

Cash Flow Statement

Particulars Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020
Cash from Operating Activities 1,125.24 -4,733.78 -3,289.78 -2,714.34 0.00 0.00
Cash from Investing Activities 708.34 -994.20 -314.43 -32.96 0.00 0.00
Cash from Financing Activities -1,669.38 5,493.86 3,365.07 1,967.76 0.00 0.00
Net Increase/Decrease in Cash 164.20 -234.12 -239.14 -779.54 0.00 0.00