PB FINTECH LIMITED (POLICYBZR)

NSE: ₹1,536.30
BSE: ₹1,537.00
Stock Performance
Corporate Announcements
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Quarterly Financials

Consolidated Standalone
Particulars Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
Revenue from Operations 665.59 811.63 870.89 1,089.57 1,010.49 1,167.23 1,291.62 1,507.87 1,347.99 1,613.55 1,771.15 2,061.33
YOY Revenue Growth % 31.75% 41.53% 42.75% 25.37% 51.82% 43.81% 48.31% 38.39% 33.4% 38.24% 37.13% 36.7%
Other Income 91.16 97.49 93.61 98.31 100.26 106.00 100.38 101.09 98.75 84.51 84.85 104.31
Total Income 756.75 909.12 964.50 1,187.88 1,110.75 1,273.23 1,392.00 1,608.96 1,446.74 1,698.06 1,856.00 2,165.64
Total Expenses + 768.47 930.22 925.91 1,114.52 1,081.13 1,213.39 1,306.82 1,437.29 1,355.85 1,558.82 1,655.44 1,887.72
Cost of Materials Consumed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Employee Benefit Expense 383.90 422.84 397.75 439.63 455.46 507.57 487.43 508.21 559.86 600.01 606.70 699.34
Other Expenses 358.78 477.88 498.64 644.52 594.28 667.45 776.51 886.62 753.74 915.72 1,005.67 1,143.73
Operating Profit -102.89 -118.59 -55.02 -24.95 -70.64 -46.16 -15.20 70.58 -7.86 54.73 115.71 173.61
OPM % -15.5% -14.6% -6.3% -2.3% -7% -4% -1.2% 4.7% -0.6% 3.4% 6.5% 8.4%
Profit Before Tax + -11.72 -21.10 38.59 73.36 70.67 59.84 85.18 171.67 90.89 139.24 200.56 277.92
Tax Expense 0.18 0.01 1.36 13.17 10.69 8.86 13.64 1.01 6.24 4.35 11.13 16.76
Tax % - - 3.5% 18% 15.1% 14.8% 16% 0.6% 6.9% 3.1% 5.5% 6%
Profit After Tax -11.90 -21.11 37.23 60.19 59.98 50.98 71.54 170.66 84.65 134.89 189.43 261.16
EPS (Basic) -0.26 -0.45 0.85 1.35 1.34 1.12 1.57 3.73 1.85 2.94 4.11 5.65

Yearly Financial Results

Consolidated Standalone
Particulars Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022
Revenue from Operations 6,794.02 4,977.21 3,437.68 2,557.85 1,424.89
YOY Revenue Growth % 36.5% 44.78% 34.4% 79.51% -
Other Income 372.43 407.73 380.57 258.99 125.39
Total Income 7,166.45 5,384.94 3,818.25 2,816.84 1,550.28
Total Expenses + 6,457.84 5,038.63 3,739.12 3,304.63 2,383.63
Employee Benefit Expense 2,465.91 1,958.67 1,644.12 1,539.60 1,255.54
Other Expenses 3,818.87 2,924.86 1,979.82 1,679.85 1,071.68
Operating Profit 336.18 -61.42 -301.44 -746.79 -958.74
OPM % 4.9% -1.2% -8.8% -29.2% -67.3%
Profit Before Exceptional 708.61 346.31 79.13 -487.79 -833.35
Exceptional Items 0.00 41.05 0.00 0.00 0.00
Profit Before Tax + 708.61 387.36 79.13 -487.79 -833.35
Tax Expense 38.48 34.20 14.72 0.15 -0.44
Tax % 5.4% 8.8% 18.6% - -
Profit After Tax 670.13 353.16 64.41 -487.94 -832.91
EPS (Basic) 14.58 7.77 1.50 -10.97 20.34

Balance Sheet

Particulars Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022
ASSETS
Non-Current Assets + 4,330.50 3,676.21 1,906.05 2,131.80 343.94
Property, Plant & Equipment 430.40 411.10 315.36 269.78 180.12
Capital Work in Progress 0.00 0.00 0.00 0.00 0.00
Non-Current Investments 1,302.02 1,518.24 889.48 59.84 45.57
Goodwill 1.38 1.38 37.71 37.71 22.18
Other Intangible Assets 9.39 5.35 5.55 5.80 2.60
Current Assets + 4,376.02 3,853.20 4,822.46 4,122.22 5,571.54
Inventories 0.00 0.00 0.00 0.00 0.00
Trade Receivables 1,728.70 999.61 650.52 677.31 360.87
Cash and Cash Equivalents 746.26 560.51 324.86 72.34 367.40
Current Investments 1,000.00 639.96 423.55 562.25 327.50
LIABILITIES & EQUITY
Total Equity 7,317.52 6,437.82 5,876.47 5,484.80 5,411.66
Equity Share Capital 92.54 91.85 90.24 90.02 89.90
Other Equity 7,219.25 6,340.43 5,780.79 5,386.28 5,321.76
Non-Current Liabilities 397.03 340.31 248.87 218.31 166.44
Current Liabilities 991.97 751.28 603.17 550.92 337.39
Total Liabilities 1,389.00 1,091.59 852.04 769.23 503.83

Cash Flow Statement

Particulars Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022
Cash from Operating Activities 41.49 -183.14 8.65 -299.01 -1,567.89
Cash from Investing Activities 213.77 457.68 300.81 41.45 -2,126.60
Cash from Financing Activities -81.24 -72.69 -56.83 -42.51 3,621.42
Net Increase/Decrease in Cash 185.74 201.60 252.52 -295.06 -71.37